Can I get a bank loan to purchase property in Nicaragua?

It is very difficult for a foreigner to get financing from local banks for a property purchase in Nicaragua. This means that the vast majority of sales are completed as cash transactions.

There are situations where it could be possible to negotiate a payment plan with a seller. However these seller financing arrangements are not generally over a long period of time and typically require a significant upfront payment.

With pre-construction or off-plan property purchases, progress payments are structured over the construction period, which usually takes between 6-18 months.

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